Eviction, Foreclosure, and Forbearance Guidance
Just as renters are grappling with the financial effects of COVID-19, so too are their landlords. On this page you'll find important guidance on how the temporary eviction moratorium applies to your rights as a landlord, and how you can secure a repayment plan with your tenants. There are also resources about keeping up on your own mortgage payments, requesting forbearance, and avoiding foreclosure.
Federal Moratorium on Evictions and Collecting Rent
To prevent further spread of COVID-19, the Centers for Disease Control and Prevention enacted a temporary ban on evictions. This federal order prevents landlords from evicting tenants from properties they can no longer afford to rent due to income lost to the coronavirus pandemic.
The order makes it illegal to evict any individual who qualifies, and allows tenants to stay in their housing through the end of the year. However, residents who fail to comply with the terms of their lease agreement or other rules may still be subject to eviction. Even if your tenants qualify for this eviction moratorium, the ban does not relieve them of their obligation to pay rent per the terms of their lease. They also may be subject to fees, penalties, or interest in accordance with their rent or lease agreement.
To learn how your tenants can declare eligibility under the eviction ban, click here.
If a tenant is behind in their rent, encourage them to set up a repayment agreement. This plan provides an outline for the tenant to come back into compliance with the terms of their tenancy.
To learn how your tenants can set up a repayment plan, click here.
Rent Relief Programs for Your Tenants
There are several programs that offer financial assistance to renters impacted by COVID-19. To see a list of programs that you can refer your tenants to, click here.
Additionally, AHFC has a program to help tenants with Housing Vouchers pay their rent, and AHFC will send the money straight to their landlords. Any tenant with an AHFC Housing Voucher who is unable to pay their rent can apply for an increase in housing assistance. If your assisted tenant is struggling because of income loss due to COVID-19, they may qualify for AHFC’s Safety Net Program.
Foreclosure and Forbearance
Many landlords depend on rental income to make their own mortgage payments. To learn more about how to avoid foreclosure on your rental properties, and if applying for forbearance is right for you, click here.