Eviction, Foreclosure, and Forbearance Guidance
Just as renters are grappling with the financial effects of COVID-19, so too are their landlords. On this page you'll find important guidance on how the temporary eviction moratorium applies to your rights as a landlord, and how you can secure a repayment plan with your tenants. There are also resources about keeping up on your own mortgage payments, requesting forbearance, and avoiding foreclosure.
Federal Moratorium on Evictions and Collecting Rent
To prevent further spread of COVID-19, the Centers for Disease Control and Prevention enacted a temporary ban on evictions. This eviction moratorium was enacted through the Centers for Disease Control and Prevention to mitigate the spread of COVID-19 by temporarily suspending the eviction of covered persons from residential property for nonpayment of rent.
The order makes it illegal to evict any individual who qualifies, and allows tenants to stay in their housing through June 30, 2021. However, residents who fail to comply with the terms of their lease agreement or other rules may still be subject to eviction. Even if your tenants qualify for this eviction moratorium, the ban does not relieve them of their obligation to pay rent per the terms of their lease. They also may be subject to fees, penalties, or interest in accordance with their rent or lease agreement.
To learn how your tenants can declare eligibility under the eviction ban, click here.
Important note: On May 14, 2021 a District of Columbia federal judge issued a stay of her ruling to end the CDC’s moratorium on rental evictions. Her previous ruling — which was announced on May 5, 2021 — declared that the federal government overreached in enacting the moratorium. A stay will allow the ban on evictions to continue while the Justice Department appeals the decision. AHFC is closely monitoring the federal ruling and appeal. We will share details on how this may impact Alaskan renters as soon as we have more information.
If a tenant is behind in their rent, encourage them to set up a repayment agreement. This plan provides an outline for the tenant to come back into compliance with the terms of their tenancy.
To learn how your tenants can set up a repayment plan, click here.
Rent Relief Programs for Your Tenants
Alaska Housing Rent Relief offers rent and utility assistance to renters impacted by COVID-19. To learn more about this program, click here.
Additionally, AHFC has a program to help tenants with Housing Choice Vouchers pay their rent, and AHFC will send the money straight to their landlords. Any tenant with a Housing Choice Voucher who is unable to pay their rent can apply for an increase in housing assistance. If your assisted tenant is struggling because of income loss due to COVID-19, they may qualify for AHFC’s Safety Net.